Sell My House for Cash in Florida: What Are My Options?
Dec 10, 2025
Florida homeowners have more cash buyer options than sellers in nearly any other state. Whether you're dealing with a property in Tampa that needs repairs, relocating from your Orlando home for a career opportunity, or simply prefer to skip the traditional listing process in today's shifting Florida market, a cash sale might be exactly what you need.
The Sunshine State leads the nation in cash home purchases, with four Florida metros ranking among the top five nationally for cash buyer activity: West Palm Beach tops the list at nearly 50%, followed by Jacksonville (41%), Fort Lauderdale (39%), and Miami (38%). This concentration of cash buyers creates genuine leverage for Florida sellers who know how to tap into it.
But many Florida homeowners don't realize the difference between accepting the first cash offer that comes along versus positioning their property before multiple competing buyers can mean tens of thousands of dollars. A seller with a $400,000 home could net $60,000 to $100,000 more by choosing the right approach.
This guide breaks down every cash offer option available throughout Florida, explains what you can realistically expect from each, and shows you how to maximize your outcome when selling your Florida home.
When a buyer pays cash, they purchase your home without borrowing money from a lender. This eliminates several steps that slow down traditional sales: no loan application, no underwriting, no bank appraisal, and no risk of the deal falling apart because financing didn't come through.
The timeline is significantly faster. Florida homes currently sit on the market for a median of 83 days before going under contract, and traditional buyers then need another 30-45 days to close their loan. Cash transactions often close within 7-21 days.
The tradeoff is price. Cash buyers account for the convenience they provide and the risk they accept, which typically means offering below-market value. You're essentially weighing the certainty of a quick, hassle-free close against the risk of leaving money on the table.
What varies dramatically, though, is how much below market value. Some buyers offer 50 cents on the dollar. Others, particularly when multiple investors compete for your property, may bid much closer to full value. Understanding these differences is the key to making a smart decision.
Florida's position as the national leader in cash purchases didn't happen by accident. Several forces converge to create an unusually robust network of cash-ready buyers across the state.
International wealth flows into Florida real estate. Buyers from Latin America, Canada, and beyond view Florida property as a stable place to protect assets. South Florida, in particular, sees heavy international investment, with buyers often paying cash to avoid U.S. mortgage qualification requirements.
High-equity relocators from expensive markets. When someone sells a home in New York, California, or New Jersey, they often arrive in Florida with enough proceeds to purchase outright. The state's lack of an income tax and its lower cost of living relative to major coastal metros continue to attract these buyers.
Active real estate investors at every level. From national iBuyer platforms to local fix-and-flip operators, Florida's population growth and strong rental demand draw investors seeking properties to renovate or hold for income.
Retiring baby boomers with accumulated equity. Nearly half of baby boomer home purchases are made in cash, and Florida remains a top retirement destination despite rising home insurance costs.
According to Dina Pizzuto, Sales Director at Mark Spain Real Estate in Jacksonville, the state's housing stock creates natural opportunities for cash buyers: "Properties that need updating or inherited homes make up a big portion of what we see. Sellers in those situations often prefer the simplicity of a cash transaction because they're ready to move on without the hassle of renovations or showings."
These properties attract cash buyers precisely because investors can add value through improvements, creating opportunities for sellers who might struggle in the traditional market.
Ready to find out what cash buyers will pay for your Florida property? Request multiple competing offers through Mark Spain Real Estate's network.
Not all cash buyers operate the same way, and the approach you choose directly impacts your bottom line. Here's what each pathway actually delivers.
Local investment groups purchase properties directly, typically for renovation and resale or to add to rental portfolios. Offers generally land between 50% and 70% of market value, with closings happening as quickly as 7-14 days after you accept.
The process is painless by design: You reach out, they schedule a property visit within a day or two, then present a take-it-or-leave-it cash figure. Accept, and you can close within one to two weeks. They'll purchase properties regardless of condition, with no repairs, cleaning, or staging on your part.
Pros:
Cons:
Top We Buy Houses companies in Florida include:
Technology companies use algorithms and data models to produce instant home valuations and purchase offers. Offers tend to fall between 85% and 95% of market value, before accounting for service fees that range from 5% to 8%.
You start by filling out an online, detailed property questionnaire. Their system generates an automated valuation, schedules an inspection to confirm the property’s condition, and then delivers a formal offer. You choose your closing date from available windows, typically ranging from 14 to 60 days.
Pros:
Cons:
Top iBuyers in Florida:
Partnering with a real estate agent who specifically targets cash buyers can produce offers approaching full market value, though timelines stretch to 30 to 60+ days to secure a buyer, followed by another 7-21 days to close.
Your agent markets your property with clear "cash buyers welcome" messaging or taps their professional network to present your home off-market to known cash purchasers. This route provides professional negotiation support and a broader reach to potential buyers.
Pros:
Cons:
Top real estate brokerages in Florida include:
These platforms present your property to networks of pre-qualified investors who submit competing bids. Typical offers range from 70% to 90% of market value, with the full process wrapping up in 7-21 days.
After an initial property assessment, your home gets distributed to their investor network. Multiple offers come back for you to review and compare, and you select whichever combination of price and terms works best for your situation.
Pros:
Cons:
Top cash offer platforms operating in Florida:
Through Guaranteed Offer, Mark Spain Real Estate presents your property to our network of vetted cash buyers who compete to make the strongest bid. Most sellers receive offers within five days and can close in as little as 21 days, with offers typically ranging closer to market value.
Here's how it works: Complete our brief online form. Your agent evaluates the property and markets it to our established cash buyer network. Within days, you're reviewing multiple competing offers. If the offers fall short of your expectations, your agent seamlessly transitions to a traditional market listing, giving you two clear pathways forward.
"We bring your property to different types of pre-market buyers, each with their own investment criteria and goals," Pizzuto explains. "We'll even gather bids from the iBuyer platforms like Opendoor. Throughout the process, I'm advocating for the seller's interests, not any particular buyer's."
Pros:
Cons:
Discover how Guaranteed Offer works.
| Option | Offer range | Closing timeline | Fees | As-is purchase | Agent support | Best for |
|---|---|---|---|---|---|---|
| We Buy Houses | 50-70% | 7-14 days | None | Yes | No | Distressed homes |
| iBuyers | 85-95% | 14-60 days | 5-8% service fee | May require repairs | No | Instant offers |
| Agent- facilitated | Varies, closer to market value | 30-60+ days | 3-6% commission | Depends on buyer | Yes | Full market exposure |
| Cash offer marketplace | 70-90% | 7-21 days | Varies by buyer | Yes | Depends | Compare multiple offers |
| Guaranteed Offer | Varies, closer to market value | 21 days | Varies by buyer | Yes | Yes | Multiple offers with option to list |
Curious about the Guaranteed Offer approach for your Florida home? Complete our brief online form to get started, with no commitment required.
Your circumstances should drive this decision. Think through these questions honestly: What's the absolute latest I can close? What's the minimum I need to walk away with? How much energy do I have for repairs or preparation? Can I accommodate showings? Would I rather have certainty now or potentially more money later?
When speed is everything: We Buy Houses investors can often close within a week of agreeing to terms.
When maximizing your sale price matters most: Guaranteed Offer creates competitive pressure among multiple bidders while preserving your ability to list traditionally if cash offers fall short.
When you need flexibility on timing and terms: iBuyer platforms frequently allow closing windows extending to 60 days, giving you time to coordinate your next move. Mark Spain Real Estate’s Guaranteed Offer program also offers access to investors who provide flexible closing dates and leaseback arrangements for sellers who need more time.
Sellers no longer need to choose between price and speed. With the right cash-offer approach, you can secure stronger offers and close on your timeline.
Ready to explore your options? Connect with a Mark Spain agent serving Florida to see what the state's robust cash buyer market will offer for your property. You'll have multiple competing proposals within days, with no obligation to accept any of them.
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